Dynamic Specialty Inc. is both a licensed insurance wholesaler and a program administrator for custom coverages designed specifically for the Trucking and Transportation Insurance market in the United States. Our services are available for purchase through any of our retail agencies.
We offer the following coverages:
Auto Liability/Bodily Injury
Auto Liability/Property Damage
Uninsured Motorist ($85,000 in TX, $60,000 in CA and AZ)
PIP (Personal Injury Protection) ($2,500 in TX)
Medical Coverage ($5,000 in CA and AZ)
Physical Damage
Motor Truck Cargo
Non-Trucking Liability
General Liability
Trailer Interchange
According to regulations set by the Department of Transportation (DOT), liability insurance must meet a minimum limit of $750,000/$1,000,000. We can provide a policy with a $750,000 aggregate limit (AL) but require a $1,000,000 AL for any risk that will travel over a 500-mile radius. It is not possible to have split AL limits per MC or DOT number. Instead, we file with the US DOT based on the required AL limit provided by the US DOT in CAB or SAFER.